Archive for August 10th, 2008


Debts, Debts, Debts

I thought I was deeply indebted.  There have been nights when I lie awake and worry about what my next credit card bill is gonna say.

But after getting updated recently about somebody I used to know, looks like my situation is not as dire as his.

Sure, I max out my credit card every month but I’m slowly getting it under control, unlike some friends who took up personal loans to pay up their credit card bills then get themselves more deeply in debt because they can’t pay off the personal loan.  Shame on you guys :pppppppp

I have to keep myself under a strict budget every month so that I don’t over spend and mess up my whole financial plan.  That means no spending on frivolous extras unless I really need it :(

What little side income I make only takes me so far.

Having said that, sometimes I wonder why am I not thinking of ways to make more money instead of living on what I have?  After all, millionaires like The Donald and guys in his league have been advocating this for years.

Anyways, back to my friend.

Seems he’s gotten himself in so deep, he’s considering borrowing money from some questionable parties he found online.

Dude, I really wish I can reach out to you, but I can’t, and I know that deep down inside, you won’t accept any help from me either.  I really hope you have given a lot of thought about this before doing anything you might regret later.

Good luck!